The bank, leasing company and towing company are all looking out for themselves; not you. Get good legal advice from a source you can trust - an attorney who handles repossession cases for car owners. It may ease your concerns and help get your car back faster.
Did they take the car from your driveway? Did anyone tell them to stop? Did they wake your neighbors? Did they demand money to get your personal things out? Did the police come? Repossessions are strictly regulated by law. If the bank or towing company broke the law, the repossession may have been illegal even if you were behind on your payments.
Don't be pushed around. Even if your were behind on your payments, you have rights. If a bank, leasing company, auto dealership, towing company, repo agent or storage company mistreated you, or treated you unfairly, stand up for your rights. You might be able to sue them and get your car back faster.
TV shows and the internet make it seem like car owners have no rights and repossession companies can do whatever they want. That's wrong. Read the actual laws here. Or learn the truth about repossessions, and what happens when consumers accuse banks, leasing companies, car dealerships, tow truck drivers and repossession agents of breaking the law, in the News section.